Pay2.House — tariffs, fees and real card cost

Rating 100✓ Data verifiedKYC: SoftTeam access

Part of the Push.House ecosystem, with API automation. Offers dedicated BIN cards specifically for Facebook/Instagram/Meta Ads. 20% discount when issuing 100 cards or more.

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Tariffs checked on: 2026-09-06

How much it costs in practice

Solo

10 cards · $3,000 budget

$247per month

Card issue: $50
Top-up fee: $90
Spend fee: $57
Subscription and maintenance: $50

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Team

50 cards · $20,000 budget

$1,480per month

Card issue: $250
Top-up fee: $600
Spend fee: $380
Subscription and maintenance: $250

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Scale

200 cards · $100,000 budget

$6,700per month

Card issue: $800
Top-up fee: $3,000
Spend fee: $1,900
Subscription and maintenance: $1,000

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Monthly cost at a 0% decline rate — the same formula the calculator uses. Cashback is shown separately and is not subtracted from the total.

Tariffs and fees

Card issue	$5 per card
Card top-up	3%
Transaction fee	1.9%
Subscription	None
Per card / month	$5
Cashback	$1 bonus on issue (US/HK/SG)
Decline fee	$0.3
Min deposit	$50

Specs

KYC	Soft
Team access	Yes, roles and shared access
BIN geos	HK, SG, CA, EE
Ad platforms	FB, Google, TikTok
Card types	Mastercard, Visa
BINs	12 BIN (по API): HK, SG, CA, EE · MC/Visa · USD/EUR

Details

Min. deposit	$50 (US/EE), $100 (US MC)
BINs	US, Estonia, Hong Kong, Singapore (8 standard)
Facebook Ads special cards	6 BINs (USA, Oman geo) — for Facebook/Instagram/Meta Ads only
Account top-up	USDT TRC20, Capitalist — 0%; House ecosystem — 0%
Credit to card	3% from the Pay2.House account
Transaction	US/EE 0.25+1.9%, HK 0.25+2.4%, SG 0.5+2.4%
Refund from card	3% back to the Pay2.House account
FX conversion	US 0.5+1%, others ~2%
3DS	Estonian BINs only
Card top-up limit	$50–5,000 (US MC: up to $1,000)
Withdrawal from account	USDT 8 USDT+0.5%, Capitalist 1%
Google/Apple Pay	Not on standard cards
Highlights	Push.House ecosystem, special Meta Ads cards, $1 issue bonus, 33% referral, 20% discount from 100 cards

Pros and cons

Pros

Push.House ecosystem with free internal transfers
Dedicated BINs specifically for Facebook/Instagram/Meta Ads
20% discount on issuing 100 cards or more
33% referral
Low $50 min. deposit
Verified data (✓)

Cons

Money passes two fee stages (account top-up + credit to card)
No Google/Apple Pay on standard cards
3DS only on Estonian BINs

Tariff changes

2026-09-06newTariffs updated: geo/BIN — updated; BINs 13 BIN (по API): HK, US, SG, CA, EE · MC/Visa · USD/EUR→12 BIN (по API): HK, SG, CA, EE · MC/Visa · USD/EUR

2026-08-15newTariffs updated: geo/BIN — updated; BINs 10 BIN (по API): US, SG, CA, EE, HK · Visa/MC · USD/EUR→13 BIN (по API): HK, US, SG, CA, EE · MC/Visa · USD/EUR

2026-08-14newTariffs updated: geo/BIN — updated; BINs 13 BIN (по API): HK, US, SG, CA, EE · MC/Visa · USD/EUR→10 BIN (по API): US, SG, CA, EE, HK · Visa/MC · USD/EUR

2026-08-09newTariffs updated: geo/BIN — updated; BINs 12 BIN (по API): HK, SG, CA, EE · MC/Visa · USD/EUR→13 BIN (по API): HK, US, SG, CA, EE · MC/Visa · USD/EUR

2026-08-08newTariffs updated: geo/BIN — updated; BINs 13 BIN (по API): HK, US, SG, CA, EE · MC/Visa · USD/EUR→12 BIN (по API): HK, SG, CA, EE · MC/Visa · USD/EUR

2026-07-24newTariffs updated: geo/BIN — updated; BINs 10 BIN (по API): US, SG, CA, EE, HK · Visa/MC · USD/EUR→13 BIN (по API): HK, US, SG, CA, EE · MC/Visa · USD/EUR

2026-07-01newAdded dedicated Facebook Ads cards: 6 new BINs (US and Oman geo) for Meta Ads.