FlexCard — tariffs, fees and real card cost

Rating 86KYC: SoftTeam access

Built for Facebook Ads. Soft verification through a Telegram bot with no documents. Unspent top-up fees are refunded on withdrawal, and cards stay valid for 3 years.

Tariffs checked on: 2026-07-17

Tariffs and fees

Card issue$2.5 per card
Top-up fee3.5%
SubscriptionNone
Cashback
Decline fee$0.35
Min deposit$50 (crypto) / $100 (wire)

Specs

KYCSoft
Team accessYes, roles and shared access
BIN geosUS, UK, EE, BR, EU
Ad platformsFB, Google, TikTok
Card typesVisa, Mastercard
BINs11–20+ BIN: US, UK, Бразилия, Estonia, Испания (+возм. Дания)

Details

Min. deposit$50/€50
Top-upUSDT TRC20, Capitalist, SEPA/Wire — a flat 3.5%
BINs9: Birmingham/Liverpool (UK), Philadelphia/NY/London/Sao Paulo (US), Copenhagen/Narva/Tartu (EE)
Card issue$2.5 / €2.5 (fixed)
FX conversion0–2% depending on the BIN
Authorisation$0.015–0.018 per transaction
3DSYes, three-layer protection
APIREST API
HighlightsPlatform trust varies by BIN (FB/Google/Apple); top-up fee refunded on withdrawal

Pros and cons

Pros
  • Best for Facebook Ads
  • Soft KYC through a Telegram bot
  • A single transparent 3.5% fee
  • Full top-up fee refund when you withdraw the remaining balance
  • REST API
Cons
  • Only 3 geos (US/UK/EE)
  • No volume tiers — authorisation fees add up at scale

Tariff changes

2026-06-30downFlat 3.5% top-up fee across all 9 BINs. Added an authorization fee of $0.015–0.018 per transaction.

FAQ

Does FlexCard require KYC?
Partly: FlexCard uses soft verification — the first cards are usually available without documents.
How much does a card cost in FlexCard?
Card issue — $2.5.
Does FlexCard have cashback?
Is there a promo code for FlexCard?
FlexCard has no active promo code in our database right now. Current codes for all services live on the calculator.
Which BIN geos does FlexCard offer?
US, UK, EE, BR, EU — 11–20+ BIN: US, UK, Бразилия, Estonia, Испания (+возм. Дания)

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An independent calculator of the real cost of virtual cards for affiliate marketing. Tariffs, fees and Decline Rate come from the services own dashboards and are verified and updated regularly.
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© 2026 CardAff·Ver. 0.77betaReference information, not financial advice.