XCards — tariffs, fees and real card cost
Rating 65KYC: FullTeam access
Universal cards for digital advertising, subscriptions and SaaS. Managed through a Telegram bot and a web dashboard, with a broad platform list (including X, Microsoft/Bing, Snapchat, Pinterest, LinkedIn). Legal entity 4P Solutions LTD (Malta).
Tariffs checked on: 2026-07-17
Tariffs and fees
| Card issue | $2 per card |
| Top-up fee | 5% |
| Subscription | None |
| Per card / month | $3 |
| Cashback | — |
| Decline fee | $0.25 |
| Min deposit | $100 |
Specs
| KYC | Full |
| Team access | Yes, roles and shared access |
| BIN geos | US, UK, BR, TR, EE |
| Ad platforms | FB, Google, TikTok, Bing |
| Card types | Visa, Mastercard |
| BINs | ~42–43 BIN, 36 банков, 12 стран (US×18, UK, BR, TR, EE и др.) |
Details
| Min. deposit | $100 |
| Top-up | Crypto only: BTC, USDT |
| BINs | 30+ BINs (US up to 18, UK, Brazil, Turkey, Estonia) |
| 3DS | Selective (often disabled on ad cards) |
| Fee | 4–8% (deposit and transaction combined) |
| Maintenance | $2–4/mo per card |
| Withdrawal | Min $100, 10% fee |
| Highlights | Telegram bot, full KYC, unlimited cards after verification |
Pros and cons
Pros
- Broad coverage — 5 geos, 30+ BINs
- Unlimited cards after verification
- Telegram bot for management
- Universal cards — not just for ads (SaaS, subscriptions too)
Cons
- Crypto only (BTC/USDT)
- Full KYC
- 10% withdrawal fee — the highest in the database
- 3DS is often disabled on ad cards
FAQ
Does XCards require KYC?
Yes, XCards requires full verification.
How much does a card cost in XCards?
Card issue — $2.
Does XCards have cashback?
—
Is there a promo code for XCards?
XCards has no active promo code in our database right now. Current codes for all services live on the calculator.
Which BIN geos does XCards offer?
US, UK, BR, TR, EE — ~42–43 BIN, 36 банков, 12 стран (US×18, UK, BR, TR, EE и др.)
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